Pension Optimiser Programme
Putting you more in control of your future income and lifestyle and optimise being a member of your workplace pension scheme.
There is an interesting conundrum in the UK. Why do many employees not often think about their financial future or make decisions? The programme has been designed to help UK employees think about how important this could be, and then take next steps to achieve positive outcomes.
Many are busy in their personal and business lives. Therefore, planning for a future income and lifestyle can be a complex and time consuming journey, including creating a Financial Plan.
The process has been designed to provide you with a real, hands-on approach, not just a one-off ‘information only’ presentation. It will put you in a position to make decisions that are important to you and includes a process you can follow to take action, rather than just leave you to consider next steps or seek additional support and guidance.
We believe that it is so important to ‘Start with your Why’, as this will be your motivation / why you care, and will help you to continue your journey when facing hurdles / complexities:
Why… what is your motivation?
Why do you care about this?
How… can you gather the relevant information and assess your options?
What… next steps can you take?
It can be difficult to establish what exactly your financial goals are. So the Programme has been designed to focus on the key elements of planning for your future income and lifestyle. This is the ‘Pension Optimiser Workshop’ and should be attended by all. There are then two optional Workshops.
The ‘Pension Optimiser Workshop’ includes an overview of the additional workshops, so this gives you the opportunity to decide which are important to you (could be both), whilst the information is fresh in your mind, and make a note of your decisions in your ‘My Financial Plan’ document. Please, therefore, have this to hand when you attend the ‘Pension Optimiser Workshop’.
Programme Dates and Registration
We strongly recommend that you attend the ‘Pension Optimiser Workshop,’ before either of the Individual sessions.
As they are all Webinars, there will be no attendee cameras.
Each of the sections include links to register for the different workshops.
My Financial Plan
The document available to download here has been designed to support you in creating your plan, including:
- How to obtain your State Pension Forecast
- For each workshop: Preparation / Notes / Action Points – to help you keep a record of your decisions e.g. for the ‘Pension Optimiser Workshop’, your target income and age when you may start to draw the benefits
Ongoing Support
Key Contacts
Pension Optimiser Programme – delivered by [PARTNER NAME].
If you have any queries in respect of the programme, please contact [PARTNER NAME] in the first instance via the contact page.
Workplace Pension Scheme – provided by [PROVIDER NAME]
If you any queries in respect of your workplace pension, please contact [PROVIDER NAME] on [PROVIDER PHONE NUMBER].
The value of a Defined Contribution pension will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
SJP Approved 24/03/2026
The Partner is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.