James Cowper Kreston LLP

James Cowper Kreston LLP's Pension Optimiser Programme

As part of its Financial Wellbeing initiative, James Cowper Kreston LLP has created a programme, in conjunction with Graham Tiney, to support you in planning for your financial future. Graham is a Partner of St. James’s Place.

The programme has been designed to ‘coach’ you, as opposed to just providing information through a one-off presentation. We hope that you enjoy the journey, in view of its simplicity and the engaging and interactive process. The programme has been designed to:

  • Enhance your understanding of your company pension scheme.
  • Give you the opportunity to create your own financial plan, maximising the use of technology where and when appropriate.
  • Be cost effective in view of the specialist support and guidance that is available to you, both now, and ongoing.
  • Make your navigation of external websites easier, saving you time and energy, by including links at the appropriate time during the planning process.

The overall objective is to ‘put you more in control of your financial future and optimise being a member of your workplace pension scheme’.

SJP Approved 24/03/2026

The Partner is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.